Antrim Habitat Homeownership

Habitat for Humanity is a Christian housing ministry financed through private donations and utilizing volunteer labor.  Our purpose is to build homes, in partnership, with families who could not otherwise afford a home. 

 


Application Process:

Please review the following Partner Selection Criteria, a summary of who may be qualified to become a partner.

NEED FOR ADEQUATE SHELTER

  • Current shelter has an inadequate number of bedrooms as determined by the number, ages, and sex of household members.
  • Current shelter has problems with the heating, plumbing or electrical systems or problems with the structural integrity of the home.
  • The total cost (including utilities) of present housing exceeds 30% of gross income.
  • The applicant is unable to obtain a conventional or government-assisted mortgage loan to purchase a home.

ABILITY TO PAY FOR A HABITAT HOME

  • The applicant must be able to show a stable income record and demonstrate a history of financial responsibility.
  • The applicant must have the financial ability to meet their total debt obligations. Total of all monthly debt payments, including approximately $400 - $500 per month to Habitat for mortgage payments, taxes and insurance, should not exceed 40% of gross income.
  • The applicant must have a satisfactory credit history and references.

WILLINGNESS TO PARTNER WITH HABITAT

  • The applicant must agree to maintain their Habitat home upon occupancy.
  • Applicants are expected to assist in the construction of their home and the homes of others. Applicants shall agree to commit a minimum of 300 hours of sweat equity.

RESIDENCY

  • Applicants must be a current resident and have lived in Antrim County for at least one year.

REQUIREMENTS

  • Must participate in a program to learn and practice budgeting, home repair, and maintenance and attend all required Habitat for Humanity homeowner's meetings.
  • The applicant will be required to make a downpayment of approximately $1000.  Savings programs are available to help you and there will be time to save this money prior to the start of your home.  One hundred dollars of this amount is required prior to construction and is non-refundable.

BENEFIT OF A HABITAT FOR HUMANITY HOME

  • Habitat does not charge interest on homes.
  • Your 'sweat equity' and the donation of materials greatly reduce the cost of your home.
  • Your home will be built to energy efficient standards minimizing utility cost year-round.

If you are interested and meet the above requirements, please contact the Antrim County Habitat office to begin the application process. 

 

Note: The program descriptions on this website were developed in 2009 for general information purposes only. NWMCOG/Community Housing Choices makes no guarantee of the continued accuracy of this information. Please contact the agency for official confirmation of available assistance and your eligibility for assistance.


Contact Information:
Name: Bonnie Robbins
Address: 306 S Williams, Mancelona, MI 49659
Phone: (231) 587-1498
Email: antrimhabitat@sbcglobal.net
Antrim Habitat Homeownership Website
Antrim County Habitat for Humanity: Agency Page, Website